Roof DamageHurricanes and other wind storms are a constant threat to Florida homeowners.  Florida homeowners have always been able to feel secure that if they had a roof damage insurance claim, their insurance policy would provide for the repair or replacement of their roof.  That may all change if Florida Senate Bill 1728 becomes law.

Since

Public Adjusters and Attorneys are an integral part of protecting Florida homeowners.  Public Insurance Adjusters and Property Damage Lawyers will often work together to help maximize the client’s insurance claim recovery.  Both the Public Adjuster and the Attorney have separate but crucial roles to play in the insurance claim process.

A recent study found that

Roof damage is the most common type of hurricane insurance claim we see after a hurricane, wind storm or hail event.  Wind from hurricanes and tropical storms can cause substantial roof damage – whether just a few loose shingles or the total destruction of the entire roof structure.  Even worse, any opening in your roof

It may come as a surprise to many homeowners, but you may be able to substantially reduce your homeowner’s property insurance premiums by just looking through the provisions of your policy.  Specifically, most homeowner’s insurance policies set forth numerous premium “credits” for which you can qualify based upon the age and condition of your home.  

Now that the hurricane season has officially begun, the prevention of wind damage should be on the forefront of every Floridian’s mind.  Although there is nothing we can do to prevent hurricanes or other storms from occurring, there are steps we can take to minimize the damage these storms cause to our homes and property.

Last fall, Hurricane Sandy caused devastating damage to the eastern seaboard – yet the National Hurricane Center did not issue any sort of hurricane warning to the people north of North Carolina.  It is not that the National Hurricane Center was negligent in any way, it is just that by the time Sandy reached the