Several Health Insurance Companies recently announced that they intend to severely limit payouts for Covid-19 treatment and will instead push these costs onto their insureds.  Since the beginning of the pandemic,  most fully insured Covid-19 patients had all of their hospitalization costs waived by their insurance company, but that situation is apparently coming to an

MAXIMIZING YOUR WATER DAMAGE CLAIM

It is extremely important to know how to maximize your water damage insurance claim. Once your plumbing starts to leak or your ceiling starts to drip, you will be thankful that you purchased homeowner’s insurance. After a loss, you would think that since you have insurance, your claim would automatically

Public Adjusters and Attorneys are an integral part of protecting Florida homeowners.  Public Insurance Adjusters and Property Damage Lawyers will often work together to help maximize the client’s insurance claim recovery.  Both the Public Adjuster and the Attorney have separate but crucial roles to play in the insurance claim process.

A recent study found that

If your plumbing system is cast iron pipe, your home may be a disaster waiting to happen.

Most homes built prior to 1975 used cast iron pipe plumbing, which was the standard up until that time.  Unfortunately, these pipes are subject to the build up of corrosion and rust on the inside of the pipes.  

Now that Hurricane Michael has caused devastation through Panama City, Mexico Beach, Tallahassee, and the Florida panhandle, property owners are now facing the damage left behind by the storm.  Although homeowners may be overwhelmed by having to now navigate a hurricane insurance claim, there are – at least – 9 things that property owners should

After a loss, an insurance company will often mandate that the policyholder complete and sign a form called a Proof of Loss regarding the damages claimed by the policyholder. A Proof of Loss is a one page form (possibly with attachments) that is usually provided to the policyholder by the insurance company.

The Proof of

Although the terms Actual Cash Value and Replacement Cost Value are not commonly used outside of property insurance disputes, they can have a substantial effect on the amount of money you receive from your insurance company after a loss.

After your insurance company determines that your insurance policy provides coverage for your loss, the insurance