The recent spike in inflation has substantially increased the daily cost of living for all Floridians. Everyday goods such as food and fuel now cost more, and it is having a noticeable impact on household finances. At some point, the question then arises as to how this inflation effects your property insurance coverage.
Your insurance
Hurricanes and other wind storms are a constant threat to Florida homeowners. Florida homeowners have always been able to feel secure that if they had a roof damage insurance claim, their insurance policy would provide for the repair or replacement of their roof. That may all change if Florida Senate Bill 1728 becomes law.
Since
Your insurance coverage limits are the maximum amount the insurance company will pay you after a loss. As you’ve probably noticed, the cost of buying a home has skyrocketed – and experts say that the market is not going to slow down anytime soon. With the home prices increasing at such a rapid pace, should
Several Health Insurance Companies recently announced that they intend to severely limit payouts for Covid-19 treatment and will instead push these costs onto their insureds. Since the beginning of the pandemic, most fully insured Covid-19 patients had all of their hospitalization costs waived by their insurance company, but that situation is apparently coming to an
MAXIMIZING YOUR WATER DAMAGE CLAIMIt is extremely important to know how to maximize your water damage insurance claim. Once your plumbing starts to leak or your ceiling starts to drip, you will be thankful that you purchased homeowner’s insurance. After a loss, you would think that since you have insurance, your claim would automatically
Public Adjusters and Attorneys are an integral part of protecting Florida homeowners. Public Insurance Adjusters and Property Damage Lawyers will often work together to help maximize the client’s insurance claim recovery. Both the Public Adjuster and the Attorney have separate but crucial roles to play in the insurance claim process.
A recent study found that
Prior to purchasing homeowner’s insurance, you need to honestly answer a few questions to make sure you but the correct type and amount of coverage. Although you should always seek the advice of a professional insurance agent when selecting coverages, you will ultimately need to give thought to the below questions as you go through
If your plumbing system is cast iron pipe, your home may be a disaster waiting to happen.
Most homes built prior to 1975 used cast iron pipe plumbing, which was the standard up until that time. Unfortunately, these pipes are subject to the build up of corrosion and rust on the inside of the pipes.
Now that Hurricane Michael has caused devastation through Panama City, Mexico Beach, Tallahassee, and the Florida panhandle, property owners are now facing the damage left behind by the storm. Although homeowners may be overwhelmed by having to now navigate a hurricane insurance claim, there are – at least – 9 things that property owners should
After a loss, an insurance company will often mandate that the policyholder complete and sign a form called a Proof of Loss regarding the damages claimed by the policyholder. A Proof of Loss is a one page form (possibly with attachments) that is usually provided to the policyholder by the insurance company.
The Proof of