Roof DamageHurricanes and other wind storms are a constant threat to Florida homeowners.  Florida homeowners have always been able to feel secure that if they had a roof damage insurance claim, their insurance policy would provide for the repair or replacement of their roof.  That may all change if Florida Senate Bill 1728 becomes law.

Since

Public Adjusters and Attorneys are an integral part of protecting Florida homeowners.  Public Insurance Adjusters and Property Damage Lawyers will often work together to help maximize the client’s insurance claim recovery.  Both the Public Adjuster and the Attorney have separate but crucial roles to play in the insurance claim process.

A recent study found that

Now that Hurricane Michael has caused devastation through Panama City, Mexico Beach, Tallahassee, and the Florida panhandle, property owners are now facing the damage left behind by the storm.  Although homeowners may be overwhelmed by having to now navigate a hurricane insurance claim, there are – at least – 9 things that property owners should

Roof damage is the most common type of hurricane insurance claim we see after a hurricane, wind storm or hail event.  Wind from hurricanes and tropical storms can cause substantial roof damage – whether just a few loose shingles or the total destruction of the entire roof structure.  Even worse, any opening in your roof

Hurricane WindsAs we watch Hurricane Danny approach the Gulf, it is hard to believe that 10 years have passed since Hurricane Charlie and three other storms caused massive damage and property insurance claims throughout Central Florida.  Although the passage of time makes it easy to think that such storm damage is unlikely to happen again, we

Lightning StrikesAlthough it doesn’t get the same attention as Florida’s other natural disasters, lightning damage led to more than 10,000 insurance claims in Florida over the past year.  Florida ranks first in the nation for both injuries caused by lightning strikes and insurance claims caused by lightning related damage. The estimated total property damage caused by

tornado-damage-floridaOver the last few days, Central Florida has been pounded by torrential rain, tornadoes and high winds.  These damaging windstorms and tornados were especially violent in Manatee, Sarasota, Lee, Hillsborough and Pinellas Counties.  These thunder storms caused flooding in Shore Acres, wind damage in Siesta Key, and claimed the lives of two people in Duette.  

Almost every time we speak to a new client regarding their hail damage insurance claim, our clients tell us that the insurance company representative told them some variation of one or more of the below statements.  Unfortunately, insurance company adjusters have a habit of trying to convince property owners that they have “no business” filing

It may come as a surprise to many homeowners, but you may be able to substantially reduce your homeowner’s property insurance premiums by just looking through the provisions of your policy.  Specifically, most homeowner’s insurance policies set forth numerous premium “credits” for which you can qualify based upon the age and condition of your home.