Hurricanes and other wind storms are a constant threat to Florida homeowners. Florida homeowners have always been able to feel secure that if they had a roof damage insurance claim, their insurance policy would provide for the repair or replacement of their roof. That may all change if Florida Senate Bill 1728 becomes law.
Since
Normally, April 1st is known for being the one day when you can pull pranks on friends and co-workers and still escape the beating that would normally follow on any other day. By merely yelling, “April Fools!”, you can escape judgment for all sorts of sins and misdeeds – all in the name of “good
Sadly, although we knew that Citizens Property Insurance Corporation is overrun with corruption, recent news reflects that even we did not know how bad the situation has gotten. Although the formation of Citizens Property Insurance may have initially been a good idea, it has since morphed into merely a “cash grab” for cronies of Governor
As part of an ongoing effort to give the shaft to Florida consumers, a bill was recently filed with the Florida Legislature which would greatly restrict – or even eliminate – the rights of property owners attempting to properly repair damage caused to their homes by sinkhole activity. Senate Bill 416 (blandly titled, “Sinkhole Coverage”)
By now, most Floridians have heard about – or even experienced – the incredible spike in flood insurance premiums that are coming their way due to the Biggert-Waters Flood Insurance Reform Act. In short, the Biggert-Waters act is a new federal law which attempts to address a $24 billion dollar deficit in the coffers of
Despite no major storms or hurricanes hitting Florida since 2005, Florida property insurance rates have continue to skyrocket over the past few years – with no end in sight. Shockingly, a recent AP report showed that Florida’s Office of Insurance Regulation has approved more than 100 rate hikes per year since 2009. Where is the
Back in 2007, the insurance industry lobbied for the passage of an alternative dispute resolution mechanism for disputed sinkhole claims – a process which they cleverly entitled “Neutral Evaluation”. The concept was that if there was a disagreement between a property owner and an insurance company as to any issue related to a sinkhole claim,
Back in the good old days of yore (which, at this point, was approximately 4 years ago), whenever an insurance company provided you with a policy of homeowner’s insurance, it automatically included coverage for any damage caused by sinkhole activity. In 2007, as part of the insurance industry’s never ending attempt to limit coverage to
If you’ve filed an insurance claim for sinkhole related damage in the past few years in Florida, you’ve most likely seen the term “neutral evaluation” in various correspondence or heard the term mentioned by an insurance adjuster. A few years ago, the Florida Legislature enacted a law whereby if there is a disagreement as to