Hurricanes and other wind storms are a constant threat to Florida homeowners. Florida homeowners have always been able to feel secure that if they had a roof damage insurance claim, their insurance policy would provide for the repair or replacement of their roof. That may all change if Florida Senate Bill 1728 becomes law.
Since
Public Adjusters and Attorneys are an integral part of protecting Florida homeowners. Public Insurance Adjusters and Property Damage Lawyers will often work together to help maximize the client’s insurance claim recovery. Both the Public Adjuster and the Attorney have separate but crucial roles to play in the insurance claim process.
A recent study found that
After a loss, an insurance company will often mandate that the policyholder complete and sign a form called a Proof of Loss regarding the damages claimed by the policyholder. A Proof of Loss is a one page form (possibly with attachments) that is usually provided to the policyholder by the insurance company.
The Proof of
After a hurricane, storm or other disaster, you hoped that your property insurance company would honor your claim and pay for your damages. After all, you purchased homeowners insurance with the expectation that, if a catastrophic loss ever occurred, your insurance company would provide for the repair of your property back to its pre-loss condition.
Now that Hurricane Irma has marched through the entire length of Florida, those affected by the storm must now face perhaps an even more stressful event – the pursuit of a property damage claim against their homeowners insurance company. Although it may take several weeks for property owners to fully realize the damage caused to
Citizens Property Insurance Corporation has been earning a reputation for systematically denying almost every insurance claim asserted by its policyholders. Instead of honoring valid claims, Citizens spends millions of dollars each month “defending” claims – the same type of claims that other insurance companies would routinely pay without question. Although those of us in the
For the past three years, my clients have had to battle with their insurance carrier, Tower Hill Select Insurance Company, to obtain coverage for the repair of damage caused to their home by sinkhole activity. Time and time again, Tower Hill Select refused to provide any assistance to our clients and instead, threatened to pursue
After watching scores of television commercials and other paid advertisements touting the supporting and nurturing nature of insurance companies, one can’t help but feel that the “good hands people” will always act “like a good neighbor” once a policy holder incurs a loss. After years of practicing insurance claims law, we have learned the unfortunate