Almost every time we speak to a new client regarding their hail damage insurance claim, our clients tell us that the insurance company representative told them some variation of one or more of the below statements. Unfortunately, insurance company adjusters have a habit of trying to convince property owners that they have “no business” filing
Wind Mitigation Credits – Save Money on Homeowner’s Insurance
It may come as a surprise to many homeowners, but you may be able to substantially reduce your homeowner’s property insurance premiums by just looking through the provisions of your policy. Specifically, most homeowner’s insurance policies set forth numerous premium “credits” for which you can qualify based upon the age and condition of your home.
Hurricane Preparations Part I – Develop a Plan for Your Family
An essential part of hurricane preparation is having a plan for your family long before a storm arrives. Once the storm arrives, it is too late to start thinking about contingencies and making plans for your family’s safety. Your basic plan can be re-used each year, but make sure to review your plan each year
Wind Damage Prevention
Now that the hurricane season has officially begun, the prevention of wind damage should be on the forefront of every Floridian’s mind. Although there is nothing we can do to prevent hurricanes or other storms from occurring, there are steps we can take to minimize the damage these storms cause to our homes and property.
No Storm Claims? Let’s Jack up the Insurance Rates Anyway!
Despite no major storms or hurricanes hitting Florida since 2005, Florida property insurance rates have continue to skyrocket over the past few years – with no end in sight. Shockingly, a recent AP report showed that Florida’s Office of Insurance Regulation has approved more than 100 rate hikes per year since 2009. Where is the
Hurricane Myths vs. Reality
Recently, the Sun Sentinel newspaper wote an article regarding some of the urban legends, myths and not-quite-accurate beliefs some people have about hurricanes. Although on initial blush such information may seem like just interesting fodder for conversations at the water cooler, the reality is that the information contained in this article could save a lot
National Hurricane Center Changing Definition for Hurricane Warnings
Last fall, Hurricane Sandy caused devastating damage to the eastern seaboard – yet the National Hurricane Center did not issue any sort of hurricane warning to the people north of North Carolina. It is not that the National Hurricane Center was negligent in any way, it is just that by the time Sandy reached the