If your plumbing system is cast iron pipe, your home may be a disaster waiting to happen.
Most homes built prior to 1975 used cast iron pipe plumbing, which was the standard up until that time. Unfortunately, these pipes are subject to the build up of corrosion and rust on the inside of the pipes.
It seems like every April 1st, the National Flood Insurance Program informs us that it is raising the premium rates for flood insurance. (Feel free to insert any April Fools jokes here.)
As of April 1, 2018, the average flood insurance premium rose 8 percent, with some property owners seeing increases of up to 25
Now that Hurricane Irma has marched through the entire length of Florida, those affected by the storm must now face perhaps an even more stressful event – the pursuit of a property damage claim against their homeowners insurance company. Although it may take several weeks for property owners to fully realize the damage caused to
After a flood or other substantial water event, flood insurance policy holders are often surprised to learn what is covered by their flood policy – and more surprisingly, what is NOT covered under their flood insurance policy. As I have written about before, flood insurance is totally separate from homeowners insurance, and both provide
Most people believe that when they buy homeowner’s or commercial property insurance that they will be covered for any damage that may occur to their property. Unfortunately, as many people have painfully learned during recent flooding events, the normal policy of homeowner’s property insurance does NOT provide coverage for damage caused by “rising water” or
As we watch Hurricane Danny approach the Gulf, it is hard to believe that 10 years have passed since Hurricane Charlie and three other storms caused massive damage and property insurance claims throughout Central Florida. Although the passage of time makes it easy to think that such storm damage is unlikely to happen again, we
Normally, April 1st is known for being the one day when you can pull pranks on friends and co-workers and still escape the beating that would normally follow on any other day. By merely yelling, “April Fools!”, you can escape judgment for all sorts of sins and misdeeds – all in the name of “good
Over the last few days, Central Florida has been pounded by torrential rain, tornadoes and high winds. These damaging windstorms and tornados were especially violent in Manatee, Sarasota, Lee, Hillsborough and Pinellas Counties. These thunder storms caused flooding in Shore Acres, wind damage in Siesta Key, and claimed the lives of two people in Duette.
Although hurricanes, earthquakes, and sinkholes get the majority of the attention in the news, the vast majority of insurance claims deal with water damage to property. These claims are generally broken into two categories – flood damage and water leak/seapage damage. Flood claims revolve around damage caused by “rising water”, as opposed to other types
Here in Florida, we tend to think that we have the exclusive right to complain about Flood Insurance and the rising premiums that go with it. Unfortunately, flood insurance and ever increasing premiums are a problem not only in other states, but in other countries as well.
For example, a recent article in the Tampa