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Monthly Archives: December 2012

Catastrophic Ground Cover Collapse Coverage? WORTHLESS!

Posted in Insurance, Insurance Policy, Laws, Legislature, Sinkhole

Back in the good old days of yore (which, at this point, was approximately 4 years ago), whenever an insurance company provided you with a policy of homeowner’s insurance, it automatically included coverage for any damage caused by sinkhole activity.  In 2007, as part of the insurance industry’s never ending attempt to limit coverage to its clients, insurance… Continue Reading

But They Said the Sinkhole Was Fixed – What Now?

Posted in Experts, Grout, Insurance, Insurance Policy, Laws, Pin Piles, Repair, Sinkhole

Over the past several years, many homeowners in Florida have had the misfortune of incurring damage to their property as the result of sinkhole activity. For many homeowners, the headaches and inconvenience caused by having to undergo the initial repair of this damage turned out to only be the beginning of the battle. In almost every… Continue Reading

What is so “Neutral” about Neutral Evaluation?

Posted in Experts, Insurance, Insurance Policy, Laws, Legislature, Neutral Evaluation, Repair, Sinkhole

If you’ve filed an insurance claim for sinkhole related damage in the past few years in Florida, you’ve most likely seen the term “neutral evaluation” in various correspondence or heard the term mentioned by an insurance adjuster.  A few years ago, the Florida Legislature enacted a law whereby if there is a disagreement as to whether sinkhole activity… Continue Reading

Hire an Insurance Claim Lawyer? Won’t the Insurance Company look out for me?

Posted in Insurance, Insurance Policy, Laws, Lawyer, Sinkhole, Storm Damage, Water Damage

After watching scores of television commercials and other paid advertisements touting the supporting and nurturing nature of insurance companies, one can’t help but feel that the “good hands people” will always act “like a good neighbor” once a policy holder incurs a loss.  After years of practicing insurance claims law, we have learned the unfortunate truth that insurance companies – like all… Continue Reading